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Mortgage Paydown Planner

Model extra repayments, offset balance and lump sums. See your payoff date and interest saved vs base case. Tuned for Australian stamp duty and LMI thresholds. Included in the Money Mate Bundle.

Your loan

Loan balance

Interest rate (p.a. %)

Remaining term (years)

Repayment frequencyExtra per repayment

Offset balance

One-off lump sum

Lump sum in (months)

AI strategy review

Get rate-shopping, offset and refinance suggestions tailored to your loan.

What if? Scenario planner

Try a rate rise or cut, or split part of your loan into a fixed term with the rest on variable.

Estimates only — not financial advice. Verify with your lender or a mortgage broker.