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Family Budget

A flexible household budget for any Aussie family. Drop in income (regular salary, casual or a FIFO roster), fixed costs and savings goals — see fortnightly cash flow and savings runway. FIFO families can switch on roster mode (weeks on/off, site allowances). Included in the Money Mate Bundle.

Your situation

Your income≈ $165,000/yr
$/ year
Partner income≈ $45,000/yr
$/ year

Tip: track rego, insurance and subs in the Renewals Tracker and sync them straight into this budget.

Weekly budget by category

Housing

$810/wk
Rent / mortgage
$/wk
Council rates / strata
$/wk
Home maintenance
$/wk

Utilities

$138/wk
Electricity
$/wk
Gas
$/wk
Water
$/wk
Internet
$/wk
Mobile phones
$/wk

Food & groceries

$430/wk
Groceries
$/wk
Household supplies
$/wk
Eating out & takeaway
$/wk
Coffee & lunches at work
$/wk

Transport

$135/wk
Fuel
$/wk
Public transport / tolls
$/wk
Vehicle maintenance & tyres
$/wk
Rego / CTP (weekly avg)
$/wk

Insurance & health

$135/wk
Health insurance
$/wk
Car insurance
$/wk
Home & contents
$/wk
Life / income protection
$/wk

Kids

$275/wk
Childcare / OSHC
$/wk
School fees & uniforms
$/wk
Sport & activities
$/wk

Lifestyle

$125/wk
Subscriptions (streaming, apps)
$/wk
Personal care & haircuts
$/wk
Clothing
$/wk
Gifts & celebrations
$/wk
Entertainment & hobbies
$/wk

Savings & buffers

$180/wk
Emergency buffer
$/wk
General savings
$/wk
Extra debt repayment
$/wk

Other

$30/wk
Misc / unbudgeted
$/wk

📊 Compare against your statement

Upload a PDF/image of your bank or credit-card statement (or paste a transaction summary). The AI will map your spend to your categories and tell you where you're tracking over or under budget.

💡 AI budget feedback

Quick coaching on your overall plan — no statement needed.

Estimates only. Tax calc is a rough PAYG projection — not advice. Verify with a registered adviser before big moves.